Wednesday, December 1, 2021 / by Brian Armstrong
Environmental concerns have driven demand for sustainable living solutions. Eco-friendly solutions come in many shapes and forms, but one of the best ways to make an impact is by improving your energy efficiency. Many options on the market can not only help you improve your home's eco-friendliness, but many can also save you money! Here are some of the most popular upgrades that homeowners are installing in their homes!
Making Your Energy Usage Smarter
When it comes to making eco-friendly improvements to your home, understanding your energy consumption is crucial. From interior lighting to heating and cooling your home, energy consumption typically makes up the largest environmental footprint in your home. Homeowners seeking to make some green improvements can install smart meters into their homes. These devices can help you monitor your electricity, energy, and/or water. Smart meters track the quality, quantity, and time of consumption - and display real-time data to you via inter. ...
Wednesday, November 24, 2021 / by Jordan LaFond
As you think about making a home purchase, whether it is your first home or one of many, you need to consider what type of home you can afford. Most homebuyers choose to finance a portion of their purchase since many Americans do not have the cash to buy a home outright. From market dynamics to interest rates, many factors contribute to the type of home you can finance. So, what exactly is buying power? Buying power at its roots is the available money you have each month to put toward a mortgage after your other debts have been paid off (i.e. car loans, student loans, rent, etc.) Keep in mind that your buying power focuses on more than just the sale price; you also need to factor in taxes, insurance, repairs, and other expenses related to owning a home.
Determining Your Buyer Power
Determining what you can afford from a lending perspective is based on many considerations. Gross income, debt, assets, credit score, and interest rates are the key factors your lender will look ; ...
Wednesday, November 17, 2021 / by Brian Armstrong
When it comes time to sell your home, nearly all sellers would say their goal is to sell it for as much money as possible in the shortest amount of time. While this may sound simple, there are many factors at play. From market conditions to your home’s condition, buyers are influenced by a variety of considerations, and understanding how buyers buy will help you market to them. Read on as we unpack the selling process to help you maximize your home’s value.
1) Hire a Trusted Realtor
Having a support system for your sale can drastically impact your end results. By hiring a trustworthy Realtor, you not only get their expert advice, but you also get someone who knows how to navigate the existing market to lead you toward success. From pricing your house accurately to helping you identify what upgrades could impact the bottom line, their knowledge is invaluable. Additionally, Realtors can amplify the marketing of your property to get it in fron; ...
Wednesday, November 10, 2021 / by Brian Armstrong
As the days become shorter and colder, we tend to spend more time keeping warm in our homes. With the extra time at home, you may notice areas around the house that could use a renovation, however, you do not have the cash available to make the upgrades. In order to get your project off the ground, you can seek a home improvement loan to which there are several financing options for you to look at. If you are considering taking out a loan you should speak with a loan officer or financial advisor who will help you better understand all of the terms of each type of loan listed below.
Home Equity Line of Credit
A home equity line of credit also known as a HELOC is a common type of financing used for home improvement and the amount you are eligible to borrow is based on the amount of equity you have in your home. Your home equity is the difference between the value of your home and how much you currently owe in financing. By taking out a HELOC, you are creating a second mortgage on your ; ...
Wednesday, October 27, 2021 / by Levi Norton
With Halloween quickly approaching, people all over the country are having fun exploring the spooky side of life. Watching scary movies, dressing our homes and ourselves in ways that depict the paranormal, creepy-crawlies, and the living dead… all to be packed away at the beginning of November and replaced with lighter sentiments of the next holidays to come.
For some, creaking doors that seem to open themselves, cold chills following a passing shadow, and the sounds of children’s toys being played with when no one else is around, aren’t just a part of the movie you can shut your eyes through… but a haunting reality! The idea that many haunted houses exist raises the question, especially when considering the Real Estate market, “Would you live in a haunted house??”
When realtor.com asked this question a couple of years ago, the answers that were uncovered showed that about 1/3 of people would buy a home knowing that it had some “strm ...